DON'T LEND ANY OF YOUR BOYFRIENDS MONEY.

Don't make the same mistake i did... it's been nearly a year since i lent my ex boyfriend and he is still refusing to return the money.
(I know that other than me, he also owes some others money)

When two person are together, if either one gets into any sorts of trouble, the other should take the initiative to help if within his/her limits. i believe it helps strengthen the relationship, giving your partner assurance that you'll always be there by his/her side.
apparently, girls like me who thinks that way are just plain stupid. because most of the guys just tries to take advantage of it, abusing the trust we have in him that he isn't just out to leech some money off us.
(If you really MUST help, i suggest you two sign an I Owe U (IOU). if the one borrowing starts saying you don't trust him/her, just say it saves both parties' from a lot of troubles if in future you two end up in a break up.)



Flowerpod Community forum: "How To Get Back The Money Your Ex Owed You?"
(From this Forum, and also Hardwarezone's EDMW, you can see that podders & users really circulate cheaters' pictures and information, be it guys/girls. hopefully, able to help minimize the number of people getting cheated by such friends / gf / bf and also prevent others from getting cheated by the same person (Singapore small small what))

There are many assholes out there who are doing the same.
Girls, be wise... you know what they say about paying for a lesson learnt? right after he gets your money, he doesn't reveals the real him. it is only when he'd sucked you dry will he leave you for some other girl.



Right now, he's been working in the same company for half a year already and he is still saying that he doesn't have enough to spend.
not enough to spend yet he is able to lend another friend $100 to go Geylang and have some fun?
not enough to spend yet he's able bring girls out on dates dining at some fancy restaurants then catch a movie etc?
not enough yet he could spend money on a new webcam just to get to know some new girls online?

Seriously, i believe he invested his money on a webcam to know more potential preys.
so girls out there, if ever you get to know a guy by the name RPFW aka Rick Pang Fu Wee, trust him at your own risk.



I've repeatedly told him that if he even bothers to return me $20 - $50 monthly ever since he started working, the debt would have long ago been cleared. he can't be bothered.
when i told him that i've moved out and i really need those money, he can't be bothered either.
when i juggled with two full time jobs, he called to tell me that there's no point in doing so because i'd most probably end up losing both jobs. (hello, that's better than bumming around at home waiting for money to drop from the sky.)
when i argued with my Mum over money, i called him crying and fuming mad at the same time, insisting he return me...

NO MEANS NO
not fucked up enough?

He also owes another girl name Catherine, $50. over a freaking $50 he avoided her calls and smses.
i got to know this girl through him...
when i asked him why is he didn't answer her call, he said he's not in the mood to. this girl didn't even dare to approach me for the money or tell me about till she knew about our break up much later.
wth?! so scared of him for what?

When they finally met up at one of the coffeeshop around their place (they got to know through WLNY) he actually scolded her and gave her some fucked up attitude for going to the wrong meet up place when he was the one who didn't give the exact location. so much so for helping him!







Full name: Pang Fu Wee (Rick)
NRIC: S8308590H
Add: Blk 626 Bedok Reservoir Rd
English name: Rick
Nick: RPFW
E-mail: nit3_rid3r@hotmail.com
Birth Date: 13/03/1983
Facebook: http://www.facebook.com/people/Rick-Pang/729602089
Schools attended: Damai Pri Sch
Bedok North Sec Sch
ITE Tampines
PSB Academy










Him at a WhoLivesNearYou gathering.

YAR HOR, HE CAN CHANGE HIS E-MAIL LEH... IF HE IS RICH ENOUGH, MAYBE CAN EVEN GO FOR PLASTIC SURGERY. OH, HOW CAN I FORGET. HE CAN JUST CON SOME OTHER GIRLS' MONEY THEN GO CHANGE HIS FUCKED UP LOOKS. OR MAYBE IF HIS FAMILY IS RICH ENOUGH, THEY WILL SELL THAT FLAT IN BEDOK AND MOVE TO SOMEWHERE ELSE.

HIS FRIENDS WHO KNOWS ME, DON'T BOTHER TO STAND UP FOR HIM. I DON'T GIVE A FUCK.


This is a warning to current Boyfriend (or future boyfriends *ahem*) friends & relatives.
don't borrow any money from me cos i'd reject you right in your face. once bitten twice shy, so i'm not taking any chances.

WARNING every single soul out that who knows me personally, i can get very nasty if you offend me. now that you know about it, if you're afraid it is still not too late for you to step out of my social circle.





What did he do to get himself landed in such deep shit?
BOOKIE
his father earned a lot collecting Horse bets, so 'geh kiang' wanna learn and go collect football betttings during the world cup season.
stupid asshole thinks that he can turn millionaire overnight being a bookie till his friend ran off without paying up.

A few other excuses he gave is that he signed a phone line for a girl pal (i don't know who) and she vanished without paying the bills. and that he'd even received a court letter for the overdue bills.




Yes, he attended an IT course at PSB... but he often skip classes by going to the doctors to get MCs. he failed his exams causing him to spend more than the others did on this one particular course, he got the face to say this but he's not doing anything about it.

If you don't help yourself, the one above isn't gonna help you either.
no matter how often you pray or offer incense, no matter how often you go to the church or temple.
does this guy who doesn't even help himself, deserves help and sympathy from others? what's more, help him to get such shits in return?




I've broken up with him for more than half a year, i believe i gave him more than enough chances and time to come up with $500. within this half a year, i've already broken with another ex boyfriend and started another new relationship, so cut the crap... this isn't some "(ex)Girlfriend turns nasty after relationship sours" shit.




Anyway, i called his place on Tuesday night after i was off school. i talked to his eldest brother and he sounds rather reluctant about returning the amount on behalf of his brother.
seriously, no point talking to his parents either. brought up this fucked up child till he's 25 yet he hasn't given his parent a single cent. i don't think they'll help repay his debts.
it's Thursday already, no calls or smses from anyone of them.




There are many who'd told me, "Never mind la, take it as you paid to see your ex boyfriend's true self lor." or "$500 not small not big, never mind la." or "CANNOT! fucked up, this is YOUR hard earned money. he has no rights to take it away that easily"

He better not have kids in future, if not they're gonna suffer from their dad's karma.


**Updates: continue reading at "The brainless 25 year old" where his friends share their experiences.

** Updates (2010): Rick Pang Fu Wee still owes me $250 and refuses to return even after endless promptings. he even went to the extend of temporarily terminating his phone number in Oct. well, obviously he's hoping i'll write it off as bad debts like what the others did... says so much about one's integrity!
this is for his friends who have had similar experiences with him and is still keeping a look-out via my blog... DO NOT LET SUCH PEOPLE OFF SO EASILY!! i will update again IF he do pay off every single cent he owes